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Jill Fox, Regional Director with John Floyd & Associates
Jill joined JMFA with more than 15 years of banking experience. She began her career as a Teller at Bank of New England West and advanced to Customer Service Representative, Assistant Branch Manager, Branch Manager and Loan Officer. Most recently, she was Vice President of Sales and Branch Administration for a savings bank in Western MA, where she was responsible for maximizing operating efficiencies, regulatory compliance and retail products. She was also responsible for creating a professional sales culture that included implementing sales programs and activities to achieve maximum growth goals within the retail network. This background gives Jill broad industry knowledge and an understanding of the challenges that financial institutions face, regarding profitability and compliance. She also brings technology and core data processing experience to JMFA. She was an Account Executive with Lucent Technologies and District Sales Manager for Telrad Connegy, Inc.

Jill has been associated with the Massachusetts Bankers Association, New England Financial Marketing Association (NEFMA), ACAMS and the Security and Fraud Prevention Association and was a Director of the Chicopee, MA Chamber of Commerce. She attended Holyoke Community College.John Fulone, Senior Vice President and Chief Planning and Operations Officer with The Cooperative Bank of Cape Cod, Karen Marryat, Senior Vice President and Chief Marketing Officer at Blue Hills Bank in Norwood.

John Fulone, Senior Vice President and Chief Planning and Operations Officer with The Cooperative Bank of Cape Cod
Fulone joined The Cooperative Bank of Cape Cod in 2011. He has nearly three decades of banking experience, including posts at Citizens Financial Group and BayBank/BankBoston. Fulone received his BA in Biology from Assumption College in Worcester, MA. He is a graduate of The Strategy and Service Excellence Program administered through the Harvard Business School of Executive Education. He is past Treasurer of the Mashpee Boosters Club and is a Board Member for The Boys and Girls Club of Cape Cod and The Cape Cod Children’s Museum. Fulone is also a Corporator for Heritage Museums and Gardens.  John recently accepted an appointment to the American Bankers Association (ABA) Mutual Institutions Council. 

Karen Marryat is Senior Vice President, Chief Marketing Officer at Blue Hills Bank
Karen is responsible for all facets of marketing, ecommerce, CRA, community relations and the Bank’s charitable foundation. She has 25 years of bank marketing experience, and was most recently Senior Vice President, Chief Marketing Officer at Cambridge Savings Bank, where she oversaw marketing, ecommerce and the call center. A resident of Marshfield, Karen is a graduate of the Simmons Graduate School of Management and the University of Rhode Island. She serves on the board of directors at the Hyde Park YMCA and is trustee of Pilgrim Hall Museum.Vickie Routhier, Senior Vice President and Director of Marketing & Public Relations at the Bank of New Hampshire in Laconia.

Vickie Routhier, SVP, Director of Marketing & Public Relations at Bank of New Hampshire
Vickie joined Bank of New Hampshire in May of 2010 with 15 years of marketing experience. In addition to overseeing marketing and public relations, Vickie also manages the Bank’s Charitable Giving and MCIF and CRM systems. Since joining the bank, Vickie has been instrumental in bringing a personal touch to the bank’s marketing efforts by using real customers and experiences in the bank’s advertising campaigns. Vickie also managed the announcement and implementation of the bank’s name change from Laconia Savings Bank to Bank of New Hampshire in April, 2012.Vickie is a graduate of the Northern New England School of Banking and the ABA School of Bank Marketing & Management. Vickie serves as the Chair of the Greater Rochester Chamber of Commerce’s Annual Banquet Committee and also serves as an Advisory Board member for the YMCA of Strafford County. 


Debbie Auger, Senior Account Executive at Sean Tracey Associates
Debbie brings more than 17 years of marketing, advertising and public relations experience to her clients who include Banking, Finance, Healthcare, Automotive, Tourism, Retail, Real Estate, Nutrition and more.  Blending brand personality with the right mix of media to reach a target demographic is a critical factor in the success of any advertising campaign and Debbie works closely with both regional and national clients, media buyers and media sales representatives to find the right balance for their budgets to make as much impact as possible.  She has integrated traditional and emerging forms of media into customized, targeted media plans with budgets from as little as $5,000 to $3 million per campaign


Marilois Snowman, Founder of Mediastruction
Marilois has worked in media for a long, long time. Her bio should start with "once upon a time.” In between her work as a media buyer, planner and strategist, she envisioned some cool startups. The first was a Nasdaq-like electronic exchange to buy and sell TV advertising, which she blueprinted with an actual Nasdaq engineer and presented to a group of marketers in a very intimidating Proctor & Gamble boardroom. She also developed a digital signage network in nail salons, partnering with the inventor of the nail dryer. Marilois would love to tout all the outdoorsy and athletic things she does in her spare time, but as the mother of three sons, most of her spare time is spent on a lacrosse field.


Tara Hershberger, Media Director at Pannos-Winzeler
For the last nine years Tara has almost exclusively spent her time managing media and PR for financial institutions and now more than ever, social media. Her interactive-focused articles have been published in a variety of trade sources including the ABA Bank Marketing Magazine, Banker & Tradesman, and the New England Financial Marketing Association eNewsletter. In addition, she has spoken to numerous groups on the topic of social and interactive media. Tara’s background includes eight years with WMUR-TV, New Hampshire’s largest television station, as Research Director where she analyzed and presented vast amounts of ratings data. Her next move was to manage the public affairs and marketing department for Elliot Health System, home to a 298 bed acute care facility and the largest provider of healthcare in Southern NH. There she developed a public relations campaign generating over $500,000 in free media coverage.Tara holds an MBA from Southern NH University. She is an adjunct instructor for the university, where she authored and taught their first-ever Social Media Marketing Strategies graduate level online course.


Maura Casey
Maura Casey has been an editor, writer and public speaker for 30 years, and has written editorials for four newspapers, including as a member of the editorial board of the New York Times. She has won 40 national and regional journalism awards, including a shared Pulitzer Prize, Scripps Howard's Walker Stone Award for outstanding editorial writing, and the 2013 Society for Professional Journalists National Editorial Writing Award. She conducts workshops on writing and works on projects for a variety of foundations and corporate clients through her business, CaseyInk, LLC. She is a member of the Hartford Courant's editorial board and contributes editorials on a part time basis.


Robert Michaud, CMO at Mid Hudson Valley Federal Credit Union
Robert Michaud is the Chief Marketing Officer for Mid-Hudson Valley Federal Credit Union, a $750 million financial institution located in Kingston, New York.  He is a 2003 graduate of the ABA School of Bank Marketing and Management and holds the Certified Financial Marketing Professional (CFMP) designation.  Robert has over 30 years of experience in customer service, branding, advertising, and marketing.  He has been published in several trade publications, including ABA Bank Marketing and CUANY Connection and has presented at the ABA Marketing Conference and for the Arkansas Bank Marketing Network.Robert resides in Saugerties, New York, with his wife KC.